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Cut the “testing tax” in banking

Three ways to modernize QA without adding risk

See how

In banking, software change is never routine. Real-time payments, in-flight core modernization, and unrelenting regulatory scrutiny mean a defect isn’t just a bug, it’s an outage, an audit finding, or a hit to customer trust. Yet most institutions still run testing that consumes up to 40% of development cost. That’s the “testing tax,” and it compounds with every release.

Agentic, AI-powered testing is rewriting that equation, and the banks moving first are pulling ahead on speed, compliance posture, and operational risk all at once.

Inside, you’ll find:

  • The three testing challenges holding banks back: evidence-ready testing under regulatory scrutiny, test data constraints, and modernization velocity without regression risk

  • A side-by-side look at traditional automation versus agentic testing across the priorities CIOs care about

  • What to look for in a modern testing platform, from AI-powered test creation to elastic execution and CI/CD-grade governance

  • Results from Finance of America (67% faster test execution, 338 hours saved) and HDI (92% automation rate, 600 person-days saved)

Modernizing QA used to mean choosing between speed and control. It no longer does.

Download the white paper to see how UiPath Test Cloud helps banks compress release cycles, expand coverage, and keep auditors satisfied, all in one platform.

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